I am writing you for a very important reason
today- your bank account is getting charged
$100s of dollars/month (perhaps thousands)
in unnecessary fees!

What in the world am I talking about?

I’ll get to that in just a moment.

>NOTE: If you want to start getting a ROCK
SOLID education in how to turn your hit-and-miss
success with your finances into consistent,
repeatable, MASSIVE success, go here and take a
look at ALL my solutions for you right now:

http://www.FinancialPlanning202.com/products

Now let’s get to the good stuff…and let me
share with you the BEST ways I have ever seen
to protect yourself and put $1000+/month back
in your pockets where it belongs.

********** QUESTION **********

Greetings,
I’m considering investing in your program, but I
have a question for you before I do. Essentially,
I’m concerned that my business may fail if I
don’t turn things around fast. I own a dental
practice and my business is off 30% from last
year’s income. If business falls another 20-25%,
I’ll be losing money monthly and will have to lay
off some of the 11 people I employ right now.
Many patients are cancelling appointments at the
last minute and not rescheduling them.
I’m concerned that if the economy keeps heading
south like it has been, I may even have to
declare personal bankruptcy before it’s all over.
Last year I was earning nice profits, paying down
my mortgages fast, and building my investments.
This year I’m barely breaking even with my
business, my real estate values are plunging
faster than I can pay the mortgages, and I have
nothing left over to invest for my family because
our income has shrunk so much (on top of our
stock portfolio freefalling in value). At this
point I can’t seem to get ahead; I’m trying
different marketing strategies to bring in more
business, I’m cutting expenses, and I’m working
more hours. It just isn’t enough right now. I
want to try something different, and I’ve been
burned in the past with solutions that didn’t
work. Now my insurance is going up and I’m
concerned my taxes are going to be going up too
pretty soon.
It felt to me as if things were going pretty good
for me just a year ago and now everything is
falling apart.  As I said above, I’ve done all
that I know to do to improve things and I still
have some big concerns about my financial future.
MY QUESTION IS THIS: do you believe your program
can aid me in turning things around on this? If
so, how?
Here’s my #s breakdown: practice earning $650K/yr
gross and $350K/yr net. Business bills $300K/yr
and personal bills $100K/yr. Total tax rate: 25%
after deductions. After drop in biz, only earning
$450K/yr and netting $150K, so I’m breaking even
after my personal bills. This can’t get ANY worse
or I’m going to end up broke. What can I do so
I can NOT have to lay off employees and start
getting ahead again?
I still believe I can turn things around (I’m an
optimist by nature), and I’m going to start
losing hope if things get worse.

Thanks,
N.S.

>>>>>>>>>>> MY COMMENTS: <<<<<<<<<<

OK, sit down for this.

Hold on to something tight, because I’m going
to yell at you for your own good…

YOU ARE TOTALLY MISSING THE BOAT!

THE EASIEST SOLUTION TO YOUR DILEMMA IS RIGHT IN
FRONT OF YOU, AND YOU’RE SCREWING IT ALL UP
BECAUSE YOU DON’T SEE IT!

If you were closer, I’d shake you by your
shoulders and tell you to “Snap out of it!”

DOH!

Whew. Let me calm myself. As you know, I don’t
usually get so worked up. That makes five
exclamation marks in one email, and I haven’t
even started lambasting you proper yet. (What is
lambasting, anyway? And is that how you spell it?
It’s such a great word. I really should look and
find out.)

OK, I’m calm.

NOW, let’s have a little talk here…

The reason why this kind of situation bothers
me is at least twofold:

1) Because I’ve been in it myself and I’ve
seen it about a bazillion and a half times, and
it’s horrible to be screwing something up and not
even realize that you’re doing it.

2) I can tell from your email that you
actually care about your family and your staff
A LOT… and I hate to see you working so hard
against yourself… and screwing this up when
it’s right there in front of you for the taking.

Before I tell you all the reasons why you most
DEFINITELY should invest in my Prospe.rity Power
system, let me give you a few pointers that might
help you STOP screwing this up in the meantime.

(Continued from email…)

I’m talking about you overpaying your taxes.

Let me explain…

If your bank was charging you $200 to $1000/month
or more in fees without a legitimate reason you’d
be calling them to fix it right away, wouldn’t
you? Of course you would! And rightfully so.

OR if a company charged you for something they
didn’t deliver you’d be on the phone to get your
money back in a flash, right? And you might give
the company a piece of your mind about it too.

Recently a company charged me $2100 for something
they never even mailed to me that I had ordered
9 months before. It was aggrevating to say the
least, and it was frustrating to have to spend
three weeks calling the company and my bank to
get MY OWN money back!

So let me ask you a vital question:
why should your taxes be any different?

If you’re like most Americans, you’re overpaying
your taxes by $1000+/month… and it’s completely
unnecessary!! All you have to do is use the
existing tax laws to your MAXIMUM benefit working
with the right experts and you can LEGALLY get
your taxes down to single digits.

Yes, you read that right. Single digits.

In fact, you’re paying WAY more than 8% in income
taxes and you’re letting the government ding your
bank account with hundreds and thousands of
dollars in unnecessary fees EVERY MONTH.

The average American is paying 33% in total
income taxes, so I commend you for having an
accountant who is taking tax deductions for you
and has got your taxes down to 25%.

But you’re STILL paying 17% to 20% TOO MUCH! At
your old income of $350K/yr. you were throwing
away $60K+ per year in overpayments EVERY YEAR!
At your current $150K/yr. income you’re throwing
away up to $30K/yr!!

Think about that. That’s $2500/month EVERY month.

$30,000 EVERY year.

Gone. Taken from you and given to GM, AIG, or
some irresponsible bank in a ‘bailout.’

If you’re average you’re working from January to
the end of April for Uncle Sam before you see a
dime of your own money. Four months!

Structured the right way, you should be DONE
working for Uncle Sam by the end of January. For
most people that’s 3 months of their income back
in their pockets; for you it’s 2 to 2.5 months’
income back in your pocket.

So to answer your question directly, you’re smart
to work on getting your income back up and lower
your expenses. And the #1 biggest expense that’s
weighing on your bottom line needlessly is paying
too much tax. My system will definitely fix that.

At $150K income my Prosperity Power system will
save you $300K in overpaid taxes the next 10 yrs.

If your income grows to $300K/yr, my system will
save you $600K every 10 years!

The #1 question I’m getting these days is how you
can lower your taxes, and with growing government
spending and Baby Boomers starting to retire it’s
VERY important you keep your taxes from going up.

Here’s 4 reasons why you should work to lower
your taxes now and 4 ways to do it…

- - - - - - - - - - - - -
REASONS TO LOWER YOUR TAXES NOW:

1. Immediate budget relief. An extra $1000+/month
can help you build up your survival account (3-6
months’ worth of expenses) and pay bills. If your
income shrinks, lower taxes can be the difference
between making it or foreclosure/bankruptcy.

2. More control. Instead of Uncle Sam deciding
where to spend a large chunk of your money, YOU
decide to spend it, save it, and give it away.

3. Retire faster. When you save/invest a portion
of your tax savings you can be fina.ncially free
WAY faster and do what you want with your time.

4. Better economy for everyone. Lower taxes means
as an employer you can hire more people and grow
your business easier. As an employee, you’ll work
for a more stable company and have bigger
paychecks!

OK. So now that you’re ready to lower your taxes,
let’s cover the best 4 ways to do it.

First, DON’T stop paying your taxes altogether.

Sure, there’s the Supreme Court ruling that said
the 17th Amendment gave the government no new
taxing authority as mentioned in “America:
Freedom to Fascism.”

While I agree with the sentiment, it’s vital you
look at the risk/reward of any possible decision.

If you stop paying your taxes completely, the IRS
can seize all your assets until you prove you
don’t owe them the money they say you do.

Unless you have some gold bars buried somewhere
to pay an attorney with, you can end up losing
everything. That’s not a smart risk/reward.

ESPECIALLY when you can legally get your taxes
all the way down to 8% or less.

- - - - - - - - - - - - -
So here are the BEST ways to legally lower your
taxes:

1. Form a company so you can legally take the
most allowable tax deductions.

Individuals have very few expenses they can
deduct (under 20) like mortgage interest and
charitable donations. C corporations have over
300 deductible items, by contrast.

You don’t have to have a “traditional” business
where you get clients and sell stuff to get these
benefits. For example, you can form a management
company whose only client is you and whose only
function is to manage your finances for you!

2. Take every allowable tax deduction you can.

This is where knowing the tax laws and good
ducumentation is key. You can use an accountant
or tax software like TurboTax Personal + Business
to help you document and maximize your savings.

3. Work with Tax Structure specialists for extra
tax savings.

Not all tax savings CPAs or attorneys who will
charge you alot of money to set up companies for
you are created equal.

Most of them are decent, but VERY few of them can
help you get your taxes down to less than 10%.

This is because most accountants are vastly
under-educated about all creative ways you can
use the tax laws to your benefit. In fact, less
than .1% of high-priced CPAs know how to set up
and maintain the kind of tax structures I use.

So don’t skimp on paying a little extra to get
the best information here. If an average CPA can
get your taxes down to 18% to 22%, a GREAT CPA
getting you down to 8% max, saves you $10K/year
minimum. That’s worth knowing, isn’t it?

Of course it is.

And you can even help your CPA learn these new,
more advanced techniques so they’re up to speed.

4. Maintain your company properly.

Most people offering to set up companies for you
tell you all the benefits of having a company-
tax savings, asset protection, etc. - and then
they leave you hanging big time!

How so?

By not telling you the importance of maintaining
your company records annually and helping you do
it. If you don’t maintain your records properly
then you lose all your company benefits.

The 3 things to do annually are renew your
company with your state (usually called a
‘franchise tax’), keep your ‘minutes’ up to date
(documenting key decisions and your annual
company meeting), and keeping your business and
personal expenses seperate.

There are vendors that can help you do all 3
of these things so your company gives you all
the benefits it’s supposed to.

- - - - - - - - - - - - -
Another way to get your taxes super-low is to set
up a foundation or trust; if you’re very charity-
minded or want to move some of your money out of
the country these are great options.

Whichever route you go- domestic company or
foundation or trust- you gotta do something to
get your taxes down so you survive financially.

Remember, what you’re doing ISN’T WORKING.

If you do these things that I’ve described, you
will probably have the best chance of turning this
around.

NOW, the next thing you need to do is what you
asked me about in your email… GET MY PROSPERITY
POWER SYSTEM.

You need a new perspective on this entire
situation. And you need a new perspective on
your finances as a whole.

You’re obviously a smart guy, and once you
begin to understand how WEALTH ATTRACTION works,
you’ll change how you behave COMPLETELY.

Total transformation.

And the best part is that you won’t be changing
how you manage your finances because “I told you
to.” You’ll change how you act because you GET
IT.

It’s really fantastic to KNOW you’re on the path
to financial freedom; it’s a MAGICAL FEELING.

And it’s also amazing to know EXACTLY what to do
to go from where you are now to lower your taxes,
protect ALL your assets, start investing like the
ultra-rich do, and create extra passive income
streams to help you completely solve the
situation that you described in your email.

I guarantee that when you listen to and/or
watch my “Prosperity Power” system and fill out
the worksheets, it will FOREVER CHANGE how you
think about and act with money. Period,
end of story.

Here, let me give you the hard- sell…

I had to learn all of this stuff the hard way.
I’ve been right where you are many, many, MANY
times in my life. It’s scary. I know it is.

The reason why my system will be good for you
is because it was good FOR ME FIRST. I teach what
I do.

And because I also believe that you should only
have to pay for something that you find value in,
I’ll send it to you:

-At my risk.
-To review, utilize, and implent for a whole
6 months without risking a dime.
-With a “Pay You $500 if You Fail” Guarantee.

I’m betting that once you have it in your hot
little hands that I couldn’t pry it away from you
with a crowbar.

I’m serious.

OK, enough of me trying to convince you of
something you already know. Go watch the newest
video testimonial clips and get it here:
http://www.YourProsperityPower.com/mystory

- - - - - - - - - - - - -
Now repeat after me: I WILL NEVER OVERPAY MY
TAXES AGAIN!

If you want to make your financial life a whole
lot better and easier, then stop and think about
how much you’re overpaying in taxes… and
resolve right now to stop throwing money out the
window every month for the rest of your life.

Being “nice” and “accommodating” and
“respectful” of the IRS is great for government
officials who want to squander your money like
blackjack addicts in Vegas, but it’s HORRIBLE for
YOUR FINANCIAL FUTURE.

The financial freedom you want isn’t going to be
found thinking “inside the box” out of fear. Fear
of the IRS or making an investment mistake or any
other financial fear for that matter isn’t going
to attract the kind of financial results- the
freedom, choice of lifestyle, and peace of mind-
that you now want for you and your family.

Wealth is attracted to confident, knowledgeable
people who are willing to GO AGAINST THE GRAIN.

This doesn’t make LOGICAL sense, I know. But
it’s the truth. To tell you plainly, thinking and
acting traditionally- the way you’ve done so far-
is good for only two things: ending up frustrated
and broke, and EITHER SCRAPING BY ON SOCIAL (IN)
SECURITY EATING DOGFOOD SO YOU CAN AFFORD YOUR
MEDS OR SLAVING AWAY BEING A GREETER AT WAL-MART
FOR $8.00 AN HOUR!

And my guess is that this isn’t the kind of
financial result that you’re looking for.

If you want to stop ACTING like the mediocre
masses and creating financial results you don’t
want anymore, you need to eliminate your INNER
SCAREDYCAT for good, build a rock-solid
confidence level that is NATURALLY attractive to
wealth, and start using the best techniques. So
you also need to take a look at my “Insider
Secrets Revealed” report bundled with my book.

This report and my book will eliminate inner
challenges like insecurity, fear and anxiety over
the IRS that are holding you back from TRUE
success lowering your taxes and making more money
with your investments. And as long as you have
those fears you’re gonna continue acting like a
scaredycat and flushing dough down the drain.

So go take a look at some of the testimonials and
benefits you’ll get from this report here:
http://www.FinancialSuccessBlueprint.com/report

- - - - - - - - - - - - -
Now I’ve explained some of the important
strategies that you need to implement if you want
to lower your taxes to single digits… and attract
wealth. Now get out there and start working
on it.

…and if you’re reading this right now and you
haven’t yet got your copy of my book “Why Didn’t
Anyone Teach Me This?”, (you can instantly
download the digital eBook version of it when you
get it from StraightArrow Press), I have
something to tell you…

My book is the foundation for EVERYTHING that
I teach in these newsletters, my Prosperity Power
system, and other programs.

And you need to read my “Why Didn’t Anyone Teach
Me This?” book, because it contains a lot of
valuable material that sets the stage for
everything else. It’s here, so download it now:
http://www.FinancialPlanning202.com/book
*get it from StraightArrow Press and choose
purchase Option 1 on the order page to now get
your instantly downloadable copy.*

Like I said, if you’re just starting out, my
book and programs will show you things that
you’ve never seen or heard before. You’ll
get a completely new perspective on what it
takes to be successful with money and wealth.

If you’re already successful, my programs
will make you BETTER. There are a lot of very
advanced concepts included… and you’ll get
to hear me interview experts who are AMAZING in
their fields in my Prosperity Power system. In
other words, no matter where you are with your
personal finances, you’ll improve.

I’ll talk to you again soon. Until then, leverage
all you’ve got to get ALL you want.

To Your Most Abundant Life NOW,

David Newby

P.S. Do NOT forget to add me to your email
whitelist. It’s the best way to make sure you
get my wealth tips each week. You don’t want
to miss out on learning the secrets to financial
freedom, leaving a lasting legacy, and more.

Go here for step by step instructions:
http://www.YourProsperityPower.com/EmailWhitelist

P.P.S. If you’d like to send me a Success Story,
Question, or Comment, follow these guidelines:

1) Keep it short and to the point. Two
paragraphs max.

2) Tell me what’s working for you before you
ask your question. I appreciate all of the “Your
stuff is great” and “I don’t need to tell you how
well your stuff works” comments, but the fact is
that I DO need to hear all of the specifics…
because this helps other people to see what’s
working in different situations.

3) If you have a Success Story, write “Success
Story” in the subject line of the email. I read
these first.

4) At the end of the email, give me your
initials and tell me where you’re from.

5) Send it to me at:
Feedback@YourProsperityPower.com

…or just post it here on the blog below.

P.P.P.S. If you didn’t already, sign up to get
20 FREE personal finance video lessons on how
you can create more financial freedom NOW at
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