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Market Meltdown Solutions for You are NOW HERE.

 

October '08 Market Meltdown Solutions call hosted by David Newby

Right click here and select "Save Target As" (or "Save Link As" in Firefox or Mozilla), then save on your hard drive.  Once you've downloaded the call, you can also open it with your media player program.

 Offer expires Thursday, Oct. 30 *extended temporarily.*

 

If you're ready to radically alter your financial future NOW...

 

"Discover How A 33-Year-Old Who Grew Up On $503 Per Month Went From Welfare to Wealthy Using This Proven, Easy-To-Follow, Step-By-Step System."

 

"More importantly this is the same system that a 51 year old woman who worked at Wal-Mart, an overworked and frustrated residential real estate investor, and a burned-out mother of 2 ALL used to replace their full-time incomes in under 6 years... and you can do it too." (D)

 

 

 

 

 

 

 

 

 

 

 

From: David Newby

Tuesday, 1:38PM

 

Dear Friend,

Let me make something perfectly clear:

If you take action on what you learned on the call and the information below you can radically change your financial destiny for the better (look for one of the orange boxes below)...

Or you can let the 'fear monster' that is swallowing your friends and co-workers alive get the best of you and freeze you in your tracks.

I told you about how to solve 3 of the most immediate threats to your financial safety on the call. Read below to learn how to address 4 other major threats to your financial health and get through this uncertain economy better than you ever imagined!

Let's get right to it- there's not a moment to waste.

"You've Been Kept In The Dark About What It Takes To Truly Prosper."

Look, I don't know you.  I don't know what you've been through in your life.  Maybe you've tried lots of things to improve your finances.  Maybe you've tried and failed at everything so far.  Maybe you're already what most people consider "successful" but you long for something more- more time to relax, more time with your family, more money in the bank.

You're here with me now because you want more out of life... we were made to live prosperously, so it's only natural that you want the best for yourself and your family.

So if most of us want the best for ourselves, how come so few of us get the results? 

Because of the limitations you were saddled with growing up... the limited thinking and beliefs, the lies you've been brainwashed with to serve the purposed of big business, and the financial secrets to prosperity that have been hidden from you... until now.

Those limitations have kept you from living the life you want to live...

Ensuring your prosperity no matter what the economy's like...

Sleeping soundly at night knowing your future is secure...

Making money while you sleep or while you're on vacation...

Knowing your children will carry on your legacy of prosperity and not squander it...

And just maybe defying the odds and retiring in the next 24-48 months or less... and living the life of your dreams!

"Which Inner Voice Will You Listen To?"

ONE of the limiting beliefs you've likely been saddled with is the idea that "That's too good to be true."  Has that thought crossed your mind in the last 30 seconds?  If you're like most people, it has.  It's not your fault; it's just how you've been taught to think.

Over the next few minutes, will you do yourself one BIG favor? Whenever the thoughts "That's not true!" or "That's too good to be true" or "What a load of #@*%!" pop into your head, ask yourself one question: "HOW can that be true?" 

Remember that your current thinking has gotten you where you are now, and if you're reading this then you want MORE out of life.  So be open to new ways of thinking so you can now gain the increased prosperity available to you.

There's another voice inside you that says, "Maybe this IS possible for me" and "Maybe I CAN do this too."  That's the voice you want to listen to- the one telling you to "do whatever it takes"- and if you listen to that inner voice, you will make a decision that scores of other people have made before you... a decision that will completely transform your life.

And if it's too much for you, well... I'm sorry. But you'll thank me later. Keep reading and I'll tell you exactly what I mean.

(And here's a little secret... actually feeling what it's like to wake up a truly prosperous person in every way feels even better than any of the fantasies you've already dreamed up).

But let me get one thing straight.

I'm not trying to get you overwhelmed with your undeniable desire to "have more" just so I can make some money off of you.

I'm semi-retired, own 7 companies, and I invest in some of the most successful and world-changing investments that exist.  Imagine making 3-6%/month in monthly cashflow checks... making 75-100%/year on your money... having so many checks show up in the mail that you're not sure what investment some of them are coming from.  That's my life.

So if you walk away from me without investing in this system, it won't break me.

I'm doing this because I have more success stories than I know what to do with... and I want to hear your success.

I'm doing it because I've seen the same system that I've used to build a multiple-cashflow machine help tons of people just like you to permanently transform their lives.

I'm doing this because I know it works. I've seen the facts. I've seen this system in action, over and over and over again.

And I admit, I'm doing it because it makes me feel good to see someone like you finally prosper in all areas like you deserve to.

 

Now imagine this. Imagine what it will feel like when I show you:

How to think more accurately about prosperity- and eliminate mental roadblocks holding you back

How to protect your legacy for your family- protect your home equity, your retirement funds, and protect yourself from potentially devastating lawsuits

How to profit immensely  like ultra-prosperous investors do... think Warren Buffet and Donald Trump-style returns

How to preserve your lifestyle- financially, physically, and spiritually

How to raise an extra $50K to $500K to start or expand your business in the next 3 to 6 months- whether you have great credit, bad credit, or no credit at all!

How to pass ALL of this knowledge on to your family so they'll carry on your legacy for multiple generations.

 

 

"Is my Prosperity Power System

a good fit for you?"

 

It might be; it might not be.  To be honest, the likely answer is no.  I don't say that to be rude or insulting.  Oh, no. 

 

So why DO I say that?  95% of the population refuses to do what is necessary to succeed in life- to be truly prosperous.  Remember it goes back to the limited thinking we were saddled with that I mentioned earlier. 

 

I trust that if you've read this far, you may be part of the 5% of people who will actually do what is necessary to get better results in your life for you and for your family.

 

 

"Your time is valuable, so I'll cut to the chase and ask you a few simple questions to help you decide if my system may be a fit for you or not.  Fair enough?"

 

 

?

Do you agree with any of the following statements?

"Rich people are greedy."  "I'll get ahead when I get a raise." "The economic pie is only so big; if you take too much there won't be enough for others."  "The love of money is the root of all evil." "It's hard to get rich."  "I'd rather be happy than rich." 

?

Are you currently paying your house off (you have a 10, 15, or 30 yr. mortgage) or is your house paid off now?

?

Are you saving for retirement in a 401K, IRA, SEP IRA, or RSSP? (or any type of tax-deferred retirement plan)

?

Do you own things in your own name?

(house, car, investments, etc)

?

Are most of your investments in mutual funds,

stocks, bonds, CDs, and annuities?

?

Do you have to be at your job or place

of business in order to get paid?

? If money were no object and you were independently wealthy, would you do something different for a living?

 

 

"Did you answer 'Yes' to any of the above questions?  How many?  And now the bad news- every 'Yes' is costing you A LOT..."

 

Are you sitting down??  Every question above you answered with a "yes" is costing you up to  $1 Million or MORE- likely A LOT MORE!  How can that be?  I'll show you below. 

 

More importantly, you're likely putting most of your money that you've worked your tail off for years to save up at GREAT RISK of losing it or it being taken away! 

 

If you answered "yes" to any of the above questions, then Prosperity Power MAY be for you; only you can determine if you'll be one of the smart readers who will now take action with what I am showing you.

 

 

"Is making more money the answer?  If you read nothing else- Read This!"

 

Shockingly, the answer is no!  Unless you're making some critical changes to the way you think, you'll likely end up broke no matter how much your income goes up during your lifetime.  Making more money isn't the answer.

 

Whether you make $50,000 a year, $100,000 a year, or $1,000,000 a year or more, making more money won't solve your financial problems or bring you more prosperity.  In fact, making more money may put you further in the hole!

 

Why is this?  Well, in "Prosperity Power" I reveal two critical financial laws that govern your every move with money. 

 

And I mean your EVERY move.

 

Reread some of these statements again: "Rich people are greedy." "The economic pie is only so big; if you take too much there won't be enough for others." "The love of money is the root of all evil."  "I'd rather be happy than rich." 

 

If you agree with ANY of those statements you'll never truly prosper.  In fact you're dooming yourself to a life of poverty.

 

 

"Do You NEED to be a Multi-Millionaire?"

 

Let's do a quick look at your current situation:

 

Do you think a millionaire is rich?  Most people do.  Even though $1,000,000 won't buy what it used to, a millionaire is still considered rich in most societies.

 

Do you know the average person (making $50,000 per year at age 45) will need $2,000,000 MINIMUM to retire with the same lifestyle they have now?  If you make more than $50,000 per year now, you'll need A LOT more than $2,000,000 to retire! (If you're 45 and you make $100,000 per year now, you'll need $4,000,000 to retire.)

 

So to put it simply, if you think being worth $2 million is rich you’ll never be able to retire with your current lifestyle- you’ll sabotage yourself due to your limited thinking.

 

If you agree with any of the above statements, again it's not your fault.  It's how you were programmed to think by broke people (or maybe even by some wealthy people).  But you MUST improve your thinking if you want to prosper in life.

 

Do you now realize that you HAVE to be a multi-millionaire just to retire with a middle class lifestyle following conventional financial wisdom?  So to retire truly prosperously you must learn to think differently about prosperity and prosperous people.

 

If you don't you're throwing away $1 million minimum.

 

 

Star Hansen/ Los Angeles CA

 

Organizer to The Stars | Founder of www.SimplifiedSpaces.org

 

"Although I run a successful business and work with celebrity clients, I was struggling to charge for what my time was worth; David helped me break through those old self-destructive beliefs and habits.  Since working with David my business is running better than ever.  I will recommend David to anyone who wants to completely revolutionize how they do business, their thought process, and their life.”  (D)

 

 

Your Personal Rock Solid Financial Bailout Plan:

1. Get an accurate hold on your situation. Identify the biggest threats and dangers to your financial health you now face, and identify/replace limiting beliefs that are keeping you from reaching your goals.

2. Create an action plan to protect yourself from lawsuits, protect your home equity, and lower your taxes to below 10% legally.

3. Get a game plan together to protect and diversify your investments to insulate yourself from Wall Street woes, and to profit in up AND down markets.

4. Develop a strategy to add 1-2 or more PASSIVE income streams to your finances in the next year so you don't have to worry if your main income stream is reduced or eliminated. Get access to $100K+ of extra capital to fall back on or use to help create extra income streams.

5. IMPLEMENT your action plan immediately. You can be 50% richer two years from now doing this, and be able to retire in 6-12 years or less.

 

**If you have at least $100K to put up (you have $200K between cash, stocks, bonds, mutual funds, and IRAs) look at my Gold Cashflow Inner Circle preview packet now to see how you can make 30%/yr profit on your money.** (D)

 

StraightArrow Gold V.I.P. Cashflow Inner Circle Preview Packet- Right-click here and select "Save Target As" (or "Save Link As" in Firefox or Mozilla) to save the summary to your hard drive. (If you don't have it already, get the Adobe Reader FREE at www.Adobe.com)

 

Yes! I'm ready to apply to join your Gold V.I.P. Cashflow Inner Circle so I can start averaging 30% profit on my money safely secured by commercial real estate! (AND I want my own copy of your Prosperity Power System!)

I realize I have the unique opportunity to apply to join your Gold V.I.P. Cashflow Inner Circle NOW without having to get your Prosperity Power System and fill out the worksheets first. I know this is the first time you have ever allowed people to do this due to the current uncertainty in the world's economy, and I likely won't have this chance again.

I also know I'm saving $3497 by getting your Prosperity System FREE, plus I only need $100K to work with your commercial real estate associates. (I'll need $500K to work with them if I'm not a member of your Gold V.I.P. Cashflow Inner Circle) And I may get a FREE vacation and 1 hr consult with you if I'm one of the first people to be accepted!

This entire 300-pg Home Study System (with DVDs and Audio CDs), the Billion Dollar Rolodex, Worksheets with instructional videos on how to fill them out, the Consultation Certificate plus all of the bonuses (Total Value: $28,301) will be mine PLUS I may be able to tell my friends "I'm doing a deal with Trump" at an upcoming party.

This offer is subject to change at any time so if you're really interested in this comprehensive package, I suggest you act quickly- otherwise, you might end up paying $13,497 or more in the future with no bonuses PLUS have to wait to apply to join the Gold V.I.P. Cashflow Inner Circle.

Retail Price: $13,497.00 Sale Price: $10,000 (Combo)

Retail Price: $3,497 Sale Price: $2,997 (PPS Only)

 

 

 

 

 

"Can You Pass This Home Equity

Money Test?"

 

O.K. Now you know that limiting thinking is likely costing you $1 million or MORE, I have a simple money quiz for you to take.  Simply answer "True" or "False" for the following 4 statements:

 

1. Home equity is safe- it's protected by insurance.

2. You can get access to your home equity when you need it.

3. Home equity earns a good rate of return.

4. I am currently paying my house off or it's paid off now.

 

How many statements did you agree were "True"?  If you answered "True" to ANY of the 4 statements (but especially #4), you're 'failing' the home equity test.  How, you ask?  Let's review each item...

 

 

 

 

 

 

1. Home equity is NOT safe. 

 

There are countless stories telling how homeowners who had paid off houses 'lost' their home equity they thought was protected. 

 

Many people in Hurricane Katrina were only paid half their home's value by insurance companies.  Some are still waiting for their checks 2 years after the hurricane happened- imagine having to wait 2 years to get paid by your insurance company.  You still need somewhere to live in the meantime, right?

 

What if God forbid something were to happen to your home or an investment property and the insurance company only paid you part of the property's value?  Say you have a property with $200K of equity in it, and the insurance only paid you $100K of that equity.  So you LOST $100K.  In case of emergency or  natural disaster, at your current savings rate, how many years would it take you to replace your home equity just to get back to where you are now?

 

If you're saving $10K/year and you lost $200K of equity, it'd take you 20 years of hard work just to get back to where you are today!  Are you willing to take that risk?  If you are paying your house off now and you have equity in it, you ARE taking that risk.

 

2. You usually CAN'T get access to your home equity when you need it most.  

 

Financial emergencies come up here and there; it's just part of life.  When I was a loan officer, a man called me wanting to refinance his home.  He had $100,000 of equity in the house, he had been laid off, and he wanted to refinance his house to pay his bills until he found a new job.

 

Unfortunately I couldn't help him!  Why?  Because he had paid one of his mortgage payments late in the previous 12 months.  I'm sad to say he lost his house to foreclosure several months later- he lost his $100K, lost his home, and ruined his credit... all because he didn't have ACCESS to his home equity before he needed it.

 

3. Home equity DOESN'T earn a good rate of return.

 

Due to inflation, the cost of things goes up consistently.  This includes your home's value.  Often, home values rise much faster than the rate of inflation- especially in desirable areas.  It's simply supply and demand.

 

Here's where most people's thinking is flawed.  Their home value goes up or down based on their real estate market.  Its' value has NOTHING to do with how much equity is in the house.  If your $300K house goes up in value to $330K next year, it will go up $30K in value whether you owe $300K on it or it's paid off.

 

What does this mean for your home equity?  It earns 0%/yr. each and every year.  A pretty poor performing investment, don't you agree?  It's the worst investment in the world!  I'm not saying real estate is a poor investment (it's a great investment); it's the equity in your home that is a poor investment.

 

 

"Suppose This Happened To Your Homeowner's Insurance! "

 

I know a guy named Dave who lives in Tampa, FL.  He has a beautiful house right on the Gulf of Mexico and a very successful business.  He told me back in April that his homeowner's insurance company is canceling his policy (they're afraid of going under when the next Katrina hits this summer).  His choices?  Either buy his own homeowner's policy at a VERY high cost- double what his insurance was- or pay off his house.

 

I don't know about you, but neither of those options appeal to me.  A paid off house isn't appealing for all the reasons I told you moments ago, and paying double the insurance isn't appealing either.  Fortunately for Dave, he makes a lot of money and can afford to pay his house off.  How about you?  Even if your house is paid off now or you can afford to pay it off now, why are you putting your equity at risk and having it earn you 0% interest?

 

A fully mortgaged property is a much safer proposition for you- you'll have access to your equity, it will be safe, and it can actually make you some money- potentially hundreds of thousands or millions! (more on that below)  And if you're in Florida or other hurricane hotspots, you should mortgage your house to the hilt before you're no longer able to. 

 

Whether you live in the fire-prone West OR the tornado-prone South OR the flood-prone Midwest, a natural disaster can strike your home anywhere.  Keep the majority of your wealth- your home equity- in your hands and you can sleep soundly at night not needing to rely on your insurance company to give you YOUR money when you need it.

 

Bessy & Carlos Rendon/ Los Angeles

 

Foreign Student Coordinator and Medical Worker

 

"Before I met David Newby, most of our money (90% of it) are in the house and we didn't know what to do with it.  After David's course we were able to come with a great plan for the protection of the money in our home, exposure to investments, and now we should be able to retire pretty soon." (D)

 

 

"How To Make The Government's Retirement Plan Laws Work For YOU"

 

Another question I asked you above is are you saving for retirement in a 401K, IRA, SEP IRA, or RSSP? (or any type of tax-deferred retirement plan)  If you are, then you are throwing away a mini-fortune!  How?  By setting yourself up for a huge tax bill unnecessarily.  Let me give you a simple analogy to illustrate.

 

Suppose you're a corn farmer in Iowa, and Uncle Sam- the gracious uncle that he is- gives you a choice in the spring.  "Nephew, I like you more than your cousins, so I'll let you decide.  You can either pay me taxes now on your 100 corn seeds in your palm before you plant them, OR you can pay me in the fall when your corn has grown and barely fits in the back of your pickup."  Which would you choose?  You'd rather pay the tax on the small amount (the seeds), right?  It makes sense to pay the smaller amount of tax.

 

In essence, we all are farmers and our corn is our retirement savings.  So why are you likely setting yourself up to pay taxes on your "retirement harvest" in the fall of your life?  You could be overpaying your taxes by hundreds of thousands of dollars or more.

 

Let's illustrate- if you live on $100K a year now and you're 40, you'll need $4 million saved up earning you 5%/year ($200,000/year) to maintain your current lifestyle.  Let's cut you some slack and say you only have $2 million at retirement, and your money is in a 401K.  At 65 years old, you roll it over to an IRA and start taking distributions.

 

Assuming a 33% tax bracket, you'll need to withdraw $300,000/year to live on your $200,000 ($100K or 1/3 in taxes).  Being VERY generous and assuming you earn 10%/year on your money, you'll be broke after 12 years and have paid $1.2 million in taxes.  Here's the worst part- you'll have overpaid your taxes by $1.05 million!

 

Unfortunately, you're likely on pace to overpay your taxes by hundreds of thousands or millions of dollars right now.  Ask yourself this serious question: "Why am I giving Uncle Sam hundreds of thousands to millions of dollars I can keep in my own pocket?"  Make your retirement plan work for you instead of the government!

 

I'm glad to tell you that Uncle Sam DOES like us- we're his favorite nephew, remember!- and he HAS given us the option to pay taxes on our small handful of retirement "seeds"- you just need to know how to do it properly.

 

In the Prosperity Power system, I show you how to put as much money as possible into tax-FREE retirement vehicles. I also show you how to move money you have in tax-deferred retirement accounts into tax-free retirement accounts while greatly reducing or sometimes eliminating the penalties for early withdrawal. How's that for awesome?

 

Between your home equity and retirement nest egg, if you're following conventional wisdom you're throwing away $1 to $4 million.  Are you now ready to put that money in your pocket where it belongs?  If you are, Prosperity Power can help you do it right.

 

"Discover The Fortune That Lies

Hidden In Your Salary"

 

Did you know there's a perfectly legal way for you give yourself an instant 20% raise?  It's actually a nice "side benefit" of using a very powerful little-known strategy to protect yourself from a fast-growing threat we all face: lawsuits.

 

I've talked about the importance of improving your thinking.  I've talked about the importance of protecting your home equity and saving yourself hundreds of thousands of unnecessary income taxes on your retirement funds.

 

A big threat you should also be aware of is lawsuits.  If you own ANYTHING valuable in your own name, you're at risk of losing alot or ALL of your wealth.  Even if you just work a job, there's a 60% chance you'll get sued in the next 10 years.

 

That's right... 6 out of every 10 Americans will be sued in the next 10 years!  If you own a company, you're even more likely to be sued.  Unless you protect yourself and structure yourself properly.

 

If you're a business owner now, it's not enough to just form a company.  I know a guy named Mike who owned a software company in Massachusetts.  His company was worth $4 million, and life was good.  Then his son had a car accident and badly injured someone.

 

Mike made 2 mistakes- he owned the car his son was driving in his name, and he owned 100% of the shares of his company.  He was sued for $4 million, he lost the lawsuit, and because he owned ALL the shares of his company he had to sell it.  His financial life was ruined... and it could have been avoided with a few simple steps.

 

How about you?  Do you own your house or your car in your name?  Do you own 100% of the shares of your company? 

 

Are you willing to leave EVERYTHING you own at risk of being taken away?  

 

If you're not willing to take that risk any longer, there is a solution.

 

It involves setting up a company (our country's tax laws favor companies over individuals), structuring it properly, and then attaching a Roth IRA and a Family Limited Partnership to it.  As a nice side benefit, you'll get to pay single digit income taxes for the rest of your life legally!  If it sounds complicated, don't worry!

 

I don't know how to set all these structures up (and you don't need to know how to either), but I work with people who do.  They're part of my Billion Dollar Rolodex, and I include that for you with my Prosperity Power system.

 

If you make over $200,000 per year this system will still work for you and you will still qualify for it (including setting up a Roth IRA)!

 

EVEN if you work a job and have no interest in being a business owner, this system will still work for you too.

 

The payoff for investing a little money and a few hours into setting things up properly?  Peace of mind that you're safe from any lawyer who even THINKS about suing you (and once they see how you're structured they'll move on to easier prey), plus an instant pay raise for the rest of your life!

 

Imagine paying 5% to 8% in TOTAL income taxes- just like Bill Gates, Warren Buffet, and Donald Trump do- every year from here on out.  If you make $100,000/year now, that's $20,000 of your income back in your pocket every year.  Over the next 25 years, that's $500,000 you'll keep that you otherwise would have donated to Uncle Sam.  If you sock that money away wisely (you're not using it now anyway), at a measly 8% yield you'll have $1,000,000 extra at your disposal.

 

Realize that if you own anything in your personal name, you're throwing away to $1,000,000 or more, and you could be putting everything you have at risk if you were to be sued.  Don't keep taking that chance.  You deserve to keep what you have, right?

 

"Are You an Over-Educated Under-

Achiever With Your Investments?"

 

If you have a Bachelor's degree or a Master's degree or a Ph.D, don't be offended by this question.  I myself have 2 college degrees that I no longer use.  But you should seriously ask yourself the question- no matter your level of education- "Why are there so many broke geniuses?"

 

Being smart isn't the key to being successful.  Being wise and following in the footsteps of someone who has the results you want IS the key to being successful. 

 

When it comes to investing, being educated doesn't help much.  Most educated people have their money in mutual funds, just like the masses. 

 

Why?  Because we've been programmed by our environment to think that is what we should do.  The talking heads on MSNBC, the financial magazines and newspapers, and people we know all say to do it, so we do it!

 

Bottom line: most successful investors don't buy mutual funds.  Forget the fact that you don't have alot of control over them, you have to pay the fees whether you make money or not, and that you can lose half of your money when the next 2001-2002 crash comes.

 

Let's just simply look at rate of return.  Remember if you're in your early 40s and make $100,000/year now, you'll need $4 million to retire at your current lifestyle (so you don't risk running out of $).

 

Let's say you're in a situation like Joe and Mary, a Filipino couple I met in metro Detroit.  They're both 40 years old, they're both nurses, they're making $100,000/year, and have $100,000 invested already.  They're investing $10,000/year in their mutual funds and earning about 8%/year on them (the mutual fund average return).

 

At their current rate they'll have $1 million when they're 68.  They'll be a few million short of their "magic number" to retire and leave something for their family when you're gone.  If your situation is anything like theirs, you basically won't be able to retire either.

 

It isn't pretty, I know.  But the ugly truth is you likely ARE under- achieving with your investments right now.  When you consider that the stock market will drop suddenly again when the next terrorist attack hits the U.S., is a 8%/year return acceptable to you?

 

If you'd like to take more control of your financial destiny- if you'd like to follow the lead of successful investors- what should you do?  Should you start following Cramer's advice?  Should you become a stock picker?

 

Before you do, there's a couple things you should know.

 

Jeff Dameron/ Warren MI

 

Real Estate Investor and Health Food Business Owner

 

"Before, I had an IRA that was not performing. For 2004 & 2005 I actually lost money. I met David Newby and for 2006, I made 50% annualized return backed by real estate. So here’s my check... just got it tonight.  I highly recommend David Newby; contact him if you want to make money secured by real estate." (D)

 

 

"What Everybody Ought To Know... About This Picking Stocks Business"

 

Alot of people think the more sophisticated thing to do than buying mutual funds is to start picking stocks.

 

We all have had a friend tell us they bought some stock and made 100% in 6 months.  We get newsletters in the mail telling us about their recommended picks that made 235% in 8 months.  Experts on TV are telling us to buy this and that stock every day.

 

Should you start picking stocks tomorrow?  I know it's tempting.  But before you do let me share some sobering facts with you:

 

1. 90% of all people who buy and sell individual stocks lose money. 2. The average person who buys individual stocks makes 2%/year.

 

Why is this?  For alot of reasons.  Being undercapitalized.  Lack of a system.  But the main reason is HUMAN EMOTIONS- fear and greed. 

 

You're told to cut your losses short and let your profitable trades ride.  I can tell you from personal experience that it's very easy to do the exact opposite.

 

When I used to trade stock options, commodity futures options, and commodity futures in my early and mid-twenties, I would sell a profitable trade quickly because I didn't want to lose my profit.  If I had a losing trade, I would wait and wait for the trade to come back to break even because I didn't want to have a losing trade.  My loss usually got bigger and bigger until I had to sell the position.

 

Did you see the common theme?  I didn't want to lose.  And that's exactly what I did- I consistently lost money.  You can't make money buying and selling investments emotionally.  That's the same reason you'll make next to nothing buying last year's top mutual funds; it's buying emotionally and not with a system.

 

To be successful buying and selling individual stocks you need a system to follow, to have ample capitalization, time to find good buys, and self control to follow the system you've learned.  If you're missing any of those 4 elements, you will fail.

 

It sounds like a lot of work, doesn't it?  It is.  It's basically a part-time job. Even though I have the self control to buy and sell stocks now, I don't want to spend my time sifting through tons of charts and graphs on my computer screen to find good deals.  I don't know about you, but I'd rather do different things with my time!!

 

 

An Easier Way I Found To

"Beat Wall Street"

 

So if mutual funds aren't going to get you where you want to go and picking stocks isn't likely going to work for you, what should you do?

 

I learned how to find "winning investment teams" and join them; you can do the same.

 

Investing is like sports- no matter how good you are, you can't beat a team on your own.  Michael Jordan would never beat the Detroit Pistons playing 1 on 5, and you're not likely to be very profitable buying stocks on your own either.

 

Mutual fund investing is like being on the JV team, and the kinds of people I invest with (and that you can get access to in the Billion Dollar Rolodex of my Prosperity Power system) are members of the varsity.  My "teammates" consistently earn double, triple, or more what the stock market averages, and they've been doing it for as many as thirty years consistently.

 

You don't have to be a genius to "beat the Street;" you can simply find a winning varsity team and join them.  To give you an example of the caliber of person you will get access to in my Billion Dollar Rolodex, one gentleman I work with has done over $60 billion (that's not a typo... yes, billion with a B) worth of development deals and offers investors a nice 15% to 18% return or more secured by real estate.  You DON'T need millions of dollars to invest with him either- you can invest as little as $35,000!!!

 

I give you access to other investment vehicles that earn as high as 20% to 30% per year in my Billion Dollar Rolodex as well.  These are investments you can do for as little as $10,000 to $20,000.  Note that most people who offer the chance to earn these kinds of returns (like private equity firms or hedge funds) require you to invest $1 million or more! 

 

*Important Note: I am not a financial planner, nor am I offering any investments.  My system simply gives you ACCESS to people who offer very high-yielding investments.  All investments are risky, and could lose all the money.  You should always seek advice from your lawyer or financial advisor before making decisions.

 

Minesh Baxi/ Business Coach

 

Business Coach | Takes 1 week off/month

 

"David Newby has tremendous expertise in the area of investing.  Through his knowledge, and his system, I was able to get a return of 50% in under 6 months. If you are looking to get more ideas on investing, I highly recommend David.” (D)

 

 

"Imagine Yourself Making Enough Money to Pay Your Bills While You're With Your Family On Vacation for a Month."

 

Living the kind of life where money comes in whether you work or not is the ultimate in Prosperity Power.

 

It's not just a nice dream or fantasy- you can actually create this kind of life if you have passive income streams coming in every month.

 

The easiest way to create one of these passive income streams?  Create a business out of the combination of one of your passions and something you're good at.  You can also invest in passive investments that pay monthly income.

 

The biggest lie sold to would-be entrepreneurs is that all they have to do is start a company, the money will come in, and life will be a breeze.  If you already own a company, you know what I'm talking about- it can be hard work starting and running a company!

 

There are 3 challenges every business owner and would-be business owner must face:  undercapitalization, poor marketing, and lack of systems.  Conquer all 3 and you'll be making money while on vacation!  I will deal with each in reverse order. 

 

Lack of Systems

When a company is started, it's pretty normal for a small business owner to do most of the tasks necessary to run it.  However, if you're not careful you'll find yourself working more and earning less than when you worked for someone else. :-( 

 

Without a solid plan of action and the right advisors and business tools, you can find your business "owning you" instead of you owning your business. 

 

The solution to this dilemma is to create systems for your business.  Then you can delegate tasks to someone that works for you and have them done the same way every time.  The definition of a system is something that works 85% of the time.  With the internet and modern communication tools, it's easier than ever to cheaply hire someone to do tasks for you. 

 

Your eventual goal is to create systems for every part of your business, and for your staff or team to be able to implement all the systems without your input. 

 

If you DON'T do this then you'll always have to be present for your business to run, and you'll never be able to take that month-long vacation... unless you want your business to fail while you're gone.

 

Poor Marketing

No matter what business you're in now or you plan to start, you're in the business of marketing that business.

 

An average product or service marketed well will ALWAYS outsell a great product that's poorly marketed.  It doesn't matter how great your product or service is if no one knows about it. 

 

You can and should even find out what the market wants, and THEN make the product or service and market it to them.  Many business owners make the mistake of putting in lots of time and money into a product without doing any research first only to find no one wants to buy it!  You should be very careful not to fall into this trap.

 

Prosperity Power contains many tools, resources, and references to help you address the challenges of lack of systems and poor marketing.  It also has a ton of invaluable strategies to help you tackle the biggest challenge of all... undercapitalization.

 

 

"Is Undercapitalization Keeping You From Starting or Growing Your Own Business?"

 

What's the #1 reason 90% of businesses fail in the first 5 years?  It's not lawsuits; it's undercapitalization.  No matter how good your marketing plan or how many systems you've built for a company, you've got to have capital to start, run, and expand it.

 

Sadly, most people make a MAJOR mistake when putting capital into their new companies.  They use their personal money for business purposes.  They use personal credit cards, personal savings, and even sometimes pull money out of their home for their businesses.

 

Have you committed any of these mistakes in the past or are you making them now?  Let me give you a couple things to consider.

 

First, if your business fails you lose whatever money you put into it.  Why risk losing your cash, your good credit rating, or your home equity unnecessarily? 

 

Second, using personal money for business purposes affects your ability to do other things like finance a house or buy a car. 

 

I know a lady who started a software company and put over $163,000 of debt on her personal credit cards for her business expenses.  She got tight on cash and couldn't refinance her house for some breathing room, even though she had over $100,000 of equity in it.  This is because her credit card debt was high and her total "debt to income ratio" was too high.  Don't commit this mistake.

 

There is a MUCH safer way to finance and capitalize your business.  It's called corporate credit.  This is credit extended to your company for your company to use as it sees fit.  

 

If you're ready to start or expand your own company, raising corporate credit is one of the safest and smartest ways to go.  Here are some features of corporate credit:

 

1. It's more flexible than a business loan- you can get either lines of credit or credit cards for your business.  Use it for whatever your business needs, and you only pay payments on it when you use it.

2. It doesn't show up on your personal credit report- I have raised over $500,000 of corporate credit, and you won't see it on my personal credit report anywhere!  This is very valuable because your business dealings don't inhibit your personal finances or ability to borrow when you use corporate credit.

3. You can raise it no matter what your personal credit looks like- just as you have a personal credit file with credit bureaus tied to your Social Security #, each company can build its own business credit file tied to its' Tax ID #.  You can build a great reputation for one of your companies and raise $50,000 or more for it, even if you have no personal credit at all or you have a foreclosure or bankruptcy on your personal credit!

 

Peter Surur/ Brownstown MI

 

Real Estate Investor | Owns 7 Properties in 4 States

 

"After David showed me the ropes, I was able to apply and get $75,000.00 in corporate credit without affecting my personal credit at all in just 2 months.  I couldn’t think that this could happen, but with David’s help I was able to do it really quick. And now I’ll be able to invest that money in other vehicles with higher returns with David’s help." (D)

 

 

Peter raised $75,000 of corporate credit in under 60 days, and YOU can do it too. (Update: Peter raised over $225,000 in 6.5 months)  I personally have built over $540,000 of corporate credit in the last 12 months.  Sounds a little too good to be true, doesn't it?  (That's what most people think)  Well, see for yourself...

 

To see some of my bank statements from my corporate lines of credit, click here. 

 

Steve Gast/ Saginaw, MI

 

Works at Chemical Plant| Plan: be Financially Free Summer '08

 

"I'm a DJ on the weekends; it's alot of fun but it's alot of work.  I was looking for a way to get out of the rat race... I really wanted to free up time to pursue writing and other interests.  I didn't know how to do that until I met David.  Within 6 months I was able to raise $70,000 of corporate credit, and the exciting thing is that's just one of his programs.  I look forward to his other programs- this is just the tip of the iceburg." (D)

 

Darnell Fisher/ Detroit, MI

 

Real Estate Investor | Starting his own Magazine with Funds Raised

 

(D)

 

"Optimize Your Credit Score to Protect Your Home Equity and Raise Corporate Credit FAST!"

 

Your credit score is most likely one of the most underutilized assets you have. Improving your credit score can mean the difference between not getting a loan at all, getting an 80% loan on a property, or being able to finance it up to 90% or more.

 

You can also use a 720+ credit score to raise $100K to $200K of corporate credit in as little as 60 days (depending on the market's credit conditions, you may want a company that's at least 2 years old as well) with my Prosperity Power system. In my system I'll also show you a few fast, simple techniques you can use to optimize your credit score, and I'll even refer you to a guy who can help you build a 800+ credit score within a year and teach you how to keep it there for life! (even if you're an active real estate investor and you buy 10 residential properties/yr. or more)

 

Alba Rodriguez/ Canton, MI

 

Entrepreneur | Develops Innovative Group Healing Protocols

(D)

 

If you want to start or better capitalize your business, you owe it to yourself to build some corporate credit.  It can mean the difference between you going out of business or staying in business!

 

Do what Donald Trump does and build corporate credit for one of your companies with no personal guarantee.  That way in the unfortunate event your company fails, you won't owe the debt personally. That's WAY better than using your personal credit cards.

 

Prosperity Power gives you techniques to build corporate credit quickly as well as connections to 4 different companies I've worked with to build corporate credit.  Their guidance through the process combined with my saving you 2 years of trial and error (plus tens of thousands in needless fees) will add up to your success raising corporate credit no matter your current personal credit situation.

 

**On the call I mentioned our CreditBlast program where we'll do all the 'heavy lifting' for you to help you raise $50K to $100K+ of corporate credit. As long as you have a 690+ personal credit score, revolving credit account balances under 50%, and a company at least 2 years old (we can get you one in 1-3 weeks if you don't have one already), we can help you raise corporate credit FAST!

 

We'll help you get your company set up right, we'll fill out your applications for corporate credit for you, AND we'll remove your credit inquiries off your credit report for you! All for just $895 to start and 5% of the amount of credit we help you raise.

 

This is one of our most popular programs, so get the Prosperity Power System now, and you'll be offered the CreditBlast program after you've checked out. You just may have an extra $100K+ to work with in the next 60 days or less.

 

 

Time 4 Your Personal Rock Solid Financial Bailout Plan:

1. Get an accurate hold on your situation. Identify the biggest threats and dangers to your financial health you now face, and identify/replace limiting beliefs that are keeping you from reaching your goals.

2. Create an action plan to protect yourself from lawsuits, protect your home equity, and lower your taxes to below 10% legally.

3. Get a game plan together to protect and diversify your investments to insulate yourself from Wall Street woes, and to profit in up AND down markets.

4. Develop a strategy to add 1-2 or more PASSIVE income streams to your finances in the next year so you don't have to worry if your main income stream is reduced or eliminated. Get access to $100K+ of extra capital to fall back on or use to help create extra income streams.

5. IMPLEMENT your action plan immediately. You can be 50% richer two years from now doing this, and be able to retire in 6-12 years or less.

 

**If you have at least $100K to put up (you have $200K between cash, stocks, bonds, mutual funds, and IRAs) look at my Gold Cashflow Inner Circle preview packet now to see how you can make 30%/yr profit on your money.** (D)

 

 

StraightArrow Gold V.I.P. Cashflow Inner Circle Preview Packet- Right-click here and select "Save Target As" (or "Save Link As" in Firefox or Mozilla) to save the summary to your hard drive. (If you don't have it already, get the Adobe Reader FREE at www.Adobe.com)

 

Yes! I'm ready to apply to join your Gold V.I.P. Cashflow Inner Circle so I can start averaging 30% profit on my money safely secured by commercial real estate! (AND I want my own copy of your Prosperity Power System!)

I realize I have the unique opportunity to apply to join your Gold V.I.P. Cashflow Inner Circle NOW without having to get your Prosperity Power System and fill out the worksheets first. I know this is the first time you have ever allowed this due to the current uncertainty in the world's economy, and I likely won't have this chance again.

 

I also know I'm saving $3497 by getting your Prosperity System FREE, plus I only need $100K to work with your commercial real estate associates. (I'll need $500K to work with them if I'm not a member of your Gold V.I.P. Cashflow Inner Circle) And I may get a FREE vacation and 1 hr consult with you if I'm one of the first people to be accepted!

This entire 300-pg Home Study System (with DVDs and Audio CDs), the Billion Dollar Rolodex, Worksheets with instructional videos on how to fill them out, the Consultation Certificate plus all of the bonuses (Total Value: $28,301) will be mine PLUS I may be able to tell my friends "I'm doing a deal with Trump" at an upcoming party.

This offer is subject to change at any time so if you're really interested in this comprehensive package, I suggest you act quickly- otherwise, you might end up paying $13,497 or more in the future with no bonuses PLUS have to wait to apply to join the Gold V.I.P. Cashflow Inner Circle.

Retail Price: $13,497.00 Sale Price: $10,000 (Combo)

Retail Price: $3,497 Sale Price: $2,997 (PPS Only)

 

 

 

 

 

"You Can Laugh At Money Worries- IF You Follow This Simple Plan"

 

Look, I'm not a negative guy.  But let's review real quick the mistakes you may be making right now:

 

1. Limited thinking can cost you millions of dollars; if you don't learn to overcome it you'll limit your success, and possibly keep yourself from ever being able to retire comfortably.

2. Paying your house off is risky and is a bad investment (equity earns 0%).  Equity isn't safe and you don't have easy access to it.

3. Saving for retirement in a 401K or IRA is setting you up for an overpayment of income taxes- $500K, $1 million, or more.  Leaving most of your money in these vehicles will likely lead to you outliving your money as well.  Not an appealing prospect.

4. If you own anything of value- house, car, investments- in your personal name you're a lame duck waiting to be sued.  You could lose everything if you stay structured this way, plus you're overpaying your taxes by as much as 75%.

5. Investing in mutual funds only (or even index funds) likely will not grow your portfolio big enough to where you can retire comfortably.  Continuing to follow the "sheeple" will cost you alot- possibly your shot at being able to retire how and when YOU want to.

6. Relying only one one income stream that requires your involvement leaves you at risk.  Even if you have a successful business or high-paying job now, what if it was to be taken away?  How will you pay your bills if your main income stream dries up?  This has happened to 3 different people I know personally.

 

Again, each of the above mistakes are likely costing you $1 million or more... possibly alot more.

 

I want to empower you to STOP making those costly mistakes, so I've designed my Prosperity Power system to help you:

 

1. Identify limiting beliefs that are holding you back, and then create new beliefs that support your goals and dreams.  Learn how to overcome a little-known yet powerful economic law that will keep you from prospering- no matter how much money you make.

2. Learn how to keep your home equity safe and have quick access to it in case of emergency.  Learn how to quickly optimize your credit rating also so you can get access to the best types of loans to implement this strategy correctly.

3. Start saving for retirement in tax-FREE vehicles instead of tax-DEFERRED vehicles.  Learn how to move money you already have invested into tax-free vehicles, learn how to open a Roth IRA (even if you don't qualify because you earn too much!), learn to put as much money into your Roth IRA as you want, and learn how to legally access the funds in your Roth IRA before you reach retirement age- without ANY penalties.

4. Create a company and other legal entities to protect your wealth from any would-be thieves.  Create an impenetrable fortress around your assets so the blood-sucking trial lawyers will leave you alone and go looking for easier prey.  As a nice "bonus" learn to pay single digit taxes every year for the rest of your life.  Less than 1 in 1000 normal CPAs and asset protection attorneys know these techniques, but you will once you implement my Prosperity Power system.

5. Learn about and get access to investments that consistently earn double what the stock market averages.  Utilizing these investments can help you build your nest egg quickly, and they can enable you to sleep comfortably at night knowing you'll be able to retire comfortably- whether you ever start a company or not.

6. Create an extra 1 to 2 passive income streams that match or exceed your bills.  That way if your main income stream goes away, you aren't falling behind in your bills and scrambling to create new income right away. Tools, resources, and connections are included to help you do this as quickly as possible.

 

Vilma Vitiello/ Clearwater FL

 

Retired from Wal-Mart in only 3 months! | Enjoying Retirement :-)

 

"I rented out properties for 15years as a single mom. I got tired of irresponsible tenants. Using David’s system, I was able to retire in 31/2 months. Laying out my blueprint was a lot easier than I thought it would be. Now I don’t have to deal with those bad tenants any longer. Thank you David!” (D)

 

 

 

 

Are you struggling to make a change?    Tired of wishing things would improve?  Here's what my system has to offer...

 

I want to show you a whole new world. A world that combines the best prosperity-enhancing strategies that exist  --- techniques that will benefit you from here on out! Have you always wanted to know you're heading down the right road financially? ...or perhaps to enhance your prosperity?  You've finally found the answer.

This is my complete system: It includes a 300-page information-loaded workbook packed with tons of useful worksheets, planning tools, techniques, secrets, principles, contacts, and more. It also includes 6 instructional DVDs, 6 hours of training on audio CDs,

Prosperity Power System

and a Consultation Certificate to consult with me or one of my highly trained team members to help you implement the system effectively. To top it all off, you'll get instructional videos guiding you step-by-step through filling out every worksheet to create your own customized roadmap to your desired financial goals AND you'll have my Billion Dollar Rolodex of financial experts to help you implement your plan and reach your desired destination FAST!!

These techniques have been tested and proven to work with literally anyone regardless of how much money you make or what your net worth is. That is why I offer a 1 Year Money-Back Guarantee. Not a 30 day... not a 60 day...

...But I am so convinced that this system will answer your prayers that you can keep it for a full year to see if it's right for you. (*you must live in the U.S./Canada OR be allowed to start a U.S. company by your government to utilize ALL of the strategies in my Prosperity Power system.)

 

Here's what your "Prosperity Power"

system includes:

 

 

1. A huge manual consisting of training, mental exercises, 6 worksheets to figure out where you're heading now financially and how to create more prosperity to empower your life, and instructions on how to build corporate credit as well as my contacts to help you implement all the strategies.

(Value= $4,313)

 

2. 6 Audio CDs to listen to in your car, home stereo, or office. (Value= $1,002)

 

3. 6 DVDs with 6 hours of training (Value= $1,182)

 

4. My Billion Dollar Rolodex- the highly skilled